SmithRx provides eligible employees with short-term and long-term disability income benefits through Unum and pays 100% of the premiums. Disability coverage is available to you on your date of hire.
Short-Term Disability
STD - Unum
In the event you become disabled from a non-work-related injury or sickness, disability income protection benefits are provided as a source of income. You are not eligible to receive disability benefits if you are receiving workers’ compensation benefits. Disability benefits protects your paycheck and replaces a portion of your income if an injury or illness forces you out of work for an extended period of time.
Plan Features
- Benefits - begin 8th day following illness or accident
- Maximum Benefit Period - up to 12 weeks
- Percentage of Income Replaced - 60% of pre-disability weekly earnings
- Maximum Benefit - $2,500 weekly
Long-Term Disability
LTD - Unum
In the event you become disabled from a non-work-related injury or sickness, disability income protection benefits are provided as a source of income. You are not eligible to receive disability benefits if you are receiving workers’ compensation benefits. Disability benefits protects your paycheck and replaces a portion of your income if an injury or illness forces you out of work for an extended period of time.
Plan Features
- Benefits - begin 91st day following illness or accident
- Maximum Benefit Period - Social Security Normal Retirement Age
- Percentage of Income Replaced - 60% of pre-disability monthly earnings
- Maximum Benefit - $12,000 monthly