Commuter Benefits - Navia
Transit and Parking Benefits
The GoNavia Commuter Benefit is a pre-tax transit and parking benefit with an employee-driven ordering platform that can accommodate any type of commuter!
The GoNavia Commuter Benefit allows participants to place orders for their monthly parking and/or transit expenses right through our website. Their order amounts will be deducted from their paychecks pretax and loaded onto a Navia Benefits Card. The Navia Benefits Card can then be used to purchase services at any transit or parking facility that accepts MasterCard.
Benefits:
- Pay for work-related parking and transit expenses using pretax dollars.
- Month-to-month benefit
- Opt. in or out at any time. - Enroll on Navia by the 20th of the month, for the following month.
- Balance rolls over at the end of each month.
- Transit: contribute up to $340 per month pre-tax.
- Parking: contribute up to $340 per month pre-tax.
Travel Assistance
SmithRx has partnered with Chubb Insurance to provide you with assistance for business travel, and Unum for your personal travel adventures.
CHUBB TRAVEL ASSISTANCE
Chubb travel assistance gives employees 24/7 access to emergency travel, medical, and security assistance services worldwide when an employee is traveling away from home on official SmithRx business.
UNUM TRAVEL ASSISTANCE
Also available at no cost, you, your spouse and your dependents (up to age 19) have access to the following support when you’re more than 100 miles away from home for 90 days or less:
- Medical assistance while traveling
- Medical evacuation
- Evacuation due to natural disaster or political unrest
- Assistance while traveling with your pet
- Help with lost documents, credit cards or luggage while traveling
- Replacement prescription medication while traveling
- You are the victim of identity theft and need assistance.
New Benefits Programs
NB Travel:
- NB Travel helps members experience more while spending less with deeper discounts on hotels, car rentals, flights, and activities all over the world.
NB Fitness:
- Standard membership: $28 per month
- NB Fitness provides members extreme flexibility in membership choices, direct access to a national network of 17,500+ participating gym partners, and 9,000+ workout videos.
- Members can switch gyms anytime, and will pay the monthly charges directly on the Active & Fit Direct website.
NB Pet Rx:
- NB Pet Rx provides simple pricing and fast delivery to reduce costs and improve medication compliance, offering members access to substantial savings of up to 70% compared to the vet's office, and up to 90% off on human generics purchased for pets at retail pharmacies
- Shipping to ALL 50 states
- NB Pet Rx will contact the vet’s office for prescriptions and ship directly to pet parents
NB Deals:
- NB Deals is members’ one-stop-shop for exclusive discounts from over 40 different categories across 500+ merchants.
Employee Assistance Program (EAP)
Our Employee Assistance Program is available to all SmithRx employees at no cost. You and members of your household will receive up to 3 visits per issue per member with a licensed mental health provider in-person, free of charge. Additional online and phone support is unlimited.
The Employee Assistance Program (EAP) provides you with confidential, 24/7 support to help you meet the challenges of modern life. Licensed counselors are available to help you, your spouse and dependents with:
- Stress, Depression and Anxiety
- Relationship issues and Divorce
- Grief and loss
- Work conflicts
- Family and Parenting Struggles
Additionally, Work/Life Balance Specialists are available to assist further on:
- Work/Life Balance Struggles
- Financial Issues
- Child Care
- Elder Care
- Identity theft
Retirement 401(k) Plan
Your employer has partnered with Vestwell to provide you with a retirement benefit—a 401(k). Our 401(k) plans are designed to make it easy for you to save and invest in your financial future.
PARTICIPATION REQUIREMENTS
You are eligible on your date of hire and must be 18 years of age.
PARTICIPATION
You may begin pre- or post-tax, wage reduction contributions. You will have the option to opt out of this auto-enrollment.
EMPLOYEE CONTRIBUTION
Auto-enrollment will begin at 1%, however you may contribute up to the IRS limits of your eligible pay on a pre- or post-tax basis. If you are considered highly compensated under federal tax law, your contributions may be subject to special limits.
INVESTING
You choose how to invest your contributions.
HOW DO I ENROLL IN THE 401(K) PROGRAM?
Enrollment is automatic. Once you are eligible, you will receive an e-mail from Vestwell to create an account and complete your profile.
HOW DO I CHANGE MY CONTRIBUTIONS IN THE 401(K) PROGRAM?
You can easily change your investment election through the Vestwell app. You can increase and decrease your contribution once a month. If you would like to stop contributing, you would not be able to re-start contributions until the following month.
HOW DO I RESEARCH THE DIFFERENT INVESTMENT OPTIONS?
Vestwell can recommend an investment portfolio that fits your financial goals.