Life Insurance

BASIC LIFE
VOLUNTARY LIFE

Liaison provides eligible employees with basic life and offers supplementary voluntary life insurance.

Basic Life Insurance

All full-time employees receive a $20,000 Basic Life Insurance policy at no cost.


For more information, please click the DOCUMENTS button.

DOCUMENTS

Don't forget to designate a beneficiary on Employee Navigator!

This coverage will be effective first of the month following date of hire for all benefit eligible employees.

Employee Basic Life

  • $20,000

Employee Basic AD&D

  • An equal amount to your Employee Basic Life insurance

*Benefits reduce to 65% at age 65, 50% at age 70

Voluntary Life Insurance

In addition to Basic Life, you have option to enroll in Voluntary Life. Voluntary Life will provide an additional benefit to your beneficiary in the event of an unexpected loss.


Voluntary Life Summary
Find Your Voluntary Life Premium Rate
Evidence of Insurability

Employees must be enrolled in order to elect coverage for a spouse and/or dependents.

If you're considering electing Voluntary Life, please keep the following in mind:

Employee Guaranteed Issue (GI)

During this Open Enrollment, you can start or increase your Voluntary Life Insurance coverage up to the guaranteed amount, and no Evidence of Insurability (health questionnaire) will be required.

After Open Enrollment ends, you can only make changes if you experience a qualified life event, and an EOI review will be required.

  • Employee: $200,000 Spouse: $30,000 Child: $10,000

Maximum Amount

  • Employee: $500,000
  • Spouse: $150,000
  • Not to exceed $10,000

Increments

  • Employee: $10,000
  • Spouse: $5,000
  • Child: Flat amount of $2,000/$3,000/$4,000/$5,000/$10,000

New Hire Important Information:

  • If you waive during your initial eligibility, and you decide to enroll later, you will be required to fill out an Evidence of Insurability (EOI) form
Continue to Disability Insurance